Many Employers have entered into Collective Bargaining Agreements, or contracts, that require Employer contributions into the Pension Fund on behalf of their eligible employees. You are eligible for participation in the Pension Plan if:

You work for an Employer contributing into the Trust Fund and 

You work in a position requiring Employer contributions on your behalf (“Covered Employment”)

Employees of the Union or Employees who have entered into agreements with the Trustees calling for contributions into the Pension Fund are also eligible to participate, as are employees of the Bricklayers and Allied Craftworkers Local #74 Pension and Welfare Funds.

You become a participant in the Plan as soon as you have accrued 250 hours in Covered Employment.

Your vesting rights are determined by your years of Pension Credits. Your pension eligibility is also determined by your years of Pension Credits. Pension payments begin only when you have reached the required age and have sufficient years of Pension Credits.